Moving from the UK to Dubai? Here’s what to know

Moving from the UK to Dubai? Here’s what to know

Moving to Dubai from the UK? Discover key tips on visas, rent, cost of living, healthcare, and sending money back home.

Published on 3 October 2024

8 minute read

Are you considering moving to Dubai from the UK? Whether you’re seeking new career opportunities, a lifestyle change, or just a fresh adventure, relocating to Dubai is an exciting step. However, like any major move, it comes with its own set of challenges and factors to consider.

In this guide, we’ll walk you through everything you need to know before moving to Dubai. From adjusting to life in this fascinating city, understanding costs, finding work, and navigating cultural differences, we’ve got you covered.

Why move to Dubai?

Dubai has long been a magnet for expats, and for good reason. It offers a unique blend of modern luxury and traditional culture, with its iconic skyscrapers, cutting-edge infrastructure, and desert backdrop. Add to that a thriving business environment and zero income tax, and it’s no surprise why so many UK residents are moving to Dubai.

With an international atmosphere, making connections is easy, and the opportunity for tax-free earnings is a major draw for those looking to maximize their income.


Key considerations for moving to Dubai

Visas and Residency Permits

One of the first things to arrange when moving to Dubai is securing your visa and residency permit. If you already have a job lined up, your employer typically handles the visa process for you. The most common visa is the employment visa, which allows you to live and work in the UAE.

If you don’t have a job yet, other options like the Dubai Freelancer Visa or the investor visa are available, especially if you’re in industries like media or tech, or if you're planning to start a business.

Cost of Living

The cost of living in Dubai can be more manageable than people expect, especially compared to cities like London. However, certain expenses, such as rent, can be significant, so it's important to be financially prepared when moving to Dubai.

Rent

Renting is the most common housing option for expats moving to Dubai. 

Some neighborhoods like Dubai Marina and Downtown Dubai can be expensive, but more affordable options exist in areas like Al Barsha and Dubai Silicon Oasis. When searching for accommodation, you can work with a real estate agent or use online platforms like Property Finder or Bayut

A key difference is that rent in Dubai is typically paid through two, four, or six cheques annually, which can be a bit of an adjustment if you’re used to monthly payments in the UK. 

Make sure you’re financially prepared to cover these lump sum payments, as it’s common for landlords to ask for multiple cheques upfront.

Groceries and Eating Out

Groceries are often cheaper than in the UK, particularly local and regional products. Dubai offers dining options ranging from luxurious restaurants to affordable local spots, making eating out accessible to all budgets.

Healthcare

Dubai’s healthcare system is world-class, but unlike the NHS, it’s not free. If you’re moving to Dubai for work, your employer is required to provide health insurance. If not, you’ll need to purchase private insurance to cover medical expenses.

Schools

If you’re moving to Dubai with children, schooling will be a major consideration. Dubai offers a wide range of international schools, many following the British curriculum, but be prepared for high tuition fees. It’s wise to research and apply to schools early, as spots can fill up quickly.

Job market

Dubai’s economy is booming in sectors like finance, tech, and real estate, making it an attractive destination for professionals moving to Dubai. The job market is competitive, and many companies offer enticing benefits such as housing allowances, health insurance, and annual flights home.

Sending money home

For many expats, sending money back home to the UK is an essential part of life, whether it's for mortgage payments, personal savings, or supporting family members. 

While traditional banks often come with high fees and slow transfer times, there’s a more convenient and cost-effective solution. Hubpay is a user-friendly money transfer app that makes it easy for expats in the UAE to send money abroad at competitive exchange rates with low fees. 

Whether you need to transfer funds for your UK mortgage or build your personal savings, Hubpay simplifies the process, ensuring your money reaches its destination safely and quickly.

With Hubpay, you can send money directly from your phone, track your transfers in real time, and rest easy knowing you’re getting market leading rates. Plus, the app is fully regulated by the Abu Dhabi Global Market, so you can trust that your funds are in good hands.

Cultural differences and social life

While moving to Dubai offers incredible opportunities, it’s important to remember that it’s part of the Middle East, where certain cultural norms differ from the UK. Public displays of affection are discouraged, and modest clothing is expected in government buildings and religious sites.

That said, Dubai is relatively liberal compared to its neighbors, and the social scene is vibrant. From beach clubs and desert adventures to rooftop bars and cultural festivals, there’s plenty to keep you entertained.

Getting around

Dubai has a robust public transport system, but many residents prefer to drive due to the flexibility it offers. If you’re planning on driving after moving to Dubai, you’ll need to convert your UK driver’s license to a UAE one.

Tax-free living

One of the most attractive aspects of moving to Dubai is the tax-free income. Unlike the UK, where taxes take a significant portion of your salary, Dubai lets you keep everything you earn. This can significantly boost your savings and investment potential. Additionally, there is a 5% VAT on goods and services, but this is relatively low compared to other parts of the world.

Weather

If you’re moving to Dubai from the UK, the weather will be a dramatic change. Summers are incredibly hot, often exceeding 40°C, but from October to April, the climate is much more pleasant. With air-conditioning widely available, adjusting to the heat is manageable, and many expats find they appreciate the sunny winters.

Conclusion

Moving to Dubai from the UK is a big decision, but with the right preparation, it can be a life-changing experience. From tax-free income and excellent career prospects to world-class amenities and a lively social scene, Dubai has a lot to offer.

While there are challenges, like adjusting to the hot climate and paying rent upfront, the advantages far outweigh the downsides for most expats. So, if you’re ready for a new adventure, start planning your move to Dubai, and get ready to embrace life in one of the world’s most fascinating cities.

Frequently asked questions

What are the key benefits of moving to Dubai from the UK?

Moving to Dubai offers numerous benefits, such as: Tax-free income, meaning you keep everything you earn. Career opportunities in booming industries like finance, tech, real estate, and tourism. High-quality lifestyle with world-class amenities, modern infrastructure, and plenty of entertainment options. Diverse social scene where you can meet people from all over the world. Sunny weather year-round, with mild winters perfect for outdoor activities.

What are the key benefits of moving to Dubai from the UK?

Moving to Dubai offers numerous benefits, such as: Tax-free income, meaning you keep everything you earn. Career opportunities in booming industries like finance, tech, real estate, and tourism. High-quality lifestyle with world-class amenities, modern infrastructure, and plenty of entertainment options. Diverse social scene where you can meet people from all over the world. Sunny weather year-round, with mild winters perfect for outdoor activities.

How do I find accommodation in Dubai, and what should I know about renting?

Finding accommodation in Dubai is straightforward, with many online platforms like Property Finder and Bayut, as well as real estate agents who specialize in expat housing. Keep in mind: Rent is typically paid via two, four, or six cheques annually, which is different from the monthly rent system in the UK. Neighborhoods like Dubai Marina and Downtown are more expensive, while areas like Al Barsha or JVC are more affordable. Be prepared to negotiate the number of cheques with your landlord, as many are flexible.

How do I find accommodation in Dubai, and what should I know about renting?

Finding accommodation in Dubai is straightforward, with many online platforms like Property Finder and Bayut, as well as real estate agents who specialize in expat housing. Keep in mind: Rent is typically paid via two, four, or six cheques annually, which is different from the monthly rent system in the UK. Neighborhoods like Dubai Marina and Downtown are more expensive, while areas like Al Barsha or JVC are more affordable. Be prepared to negotiate the number of cheques with your landlord, as many are flexible.

How do I send money back to the UK when living in Dubai?

Many expats in Dubai send money back home for mortgages, savings, or family support. Traditional bank transfers can be expensive and slow, but using apps like Hubpay offers: Competitive exchange rates and low fees. The ability to transfer money directly from your phone. Real-time tracking to ensure your money reaches the UK safely and quickly.

How do I send money back to the UK when living in Dubai?

Many expats in Dubai send money back home for mortgages, savings, or family support. Traditional bank transfers can be expensive and slow, but using apps like Hubpay offers: Competitive exchange rates and low fees. The ability to transfer money directly from your phone. Real-time tracking to ensure your money reaches the UK safely and quickly.

What’s the healthcare system like in Dubai?

Dubai offers world-class healthcare services, but unlike the NHS, it’s not free. Key points to know: Employers are required to provide health insurance, but you should verify what’s covered in your plan. If you’re moving independently or self-employed, you will need to purchase private health insurance. Healthcare costs can be high without insurance, so make sure you're covered for unexpected medical expenses.

What’s the healthcare system like in Dubai?

Dubai offers world-class healthcare services, but unlike the NHS, it’s not free. Key points to know: Employers are required to provide health insurance, but you should verify what’s covered in your plan. If you’re moving independently or self-employed, you will need to purchase private health insurance. Healthcare costs can be high without insurance, so make sure you're covered for unexpected medical expenses.

What should I expect in terms of cultural differences when moving to Dubai?

While Dubai is a modern and cosmopolitan city, there are important cultural differences to be aware of: Modest clothing is expected in government buildings and religious sites. Public displays of affection are discouraged in public spaces. Alcohol is only available in licensed venues like hotels, restaurants, and bars, or through a personal liquor license for home consumption. However, Dubai is more liberal than many other parts of the Middle East, and you’ll find a welcoming, diverse community with a thriving expat social scene.

What should I expect in terms of cultural differences when moving to Dubai?

While Dubai is a modern and cosmopolitan city, there are important cultural differences to be aware of: Modest clothing is expected in government buildings and religious sites. Public displays of affection are discouraged in public spaces. Alcohol is only available in licensed venues like hotels, restaurants, and bars, or through a personal liquor license for home consumption. However, Dubai is more liberal than many other parts of the Middle East, and you’ll find a welcoming, diverse community with a thriving expat social scene.

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