Moving to Dubai from the UK? Discover key tips on visas, rent, cost of living, healthcare, and sending money back home.
Published on 3 October 2024
8 minute read
Are you considering moving to Dubai from the UK? Whether you’re seeking new career opportunities, a lifestyle change, or just a fresh adventure, relocating to Dubai is an exciting step. However, like any major move, it comes with its own set of challenges and factors to consider.
In this guide, we’ll walk you through everything you need to know before moving to Dubai. From adjusting to life in this fascinating city, understanding costs, finding work, and navigating cultural differences, we’ve got you covered.
Why move to Dubai?
Dubai has long been a magnet for expats, and for good reason. It offers a unique blend of modern luxury and traditional culture, with its iconic skyscrapers, cutting-edge infrastructure, and desert backdrop. Add to that a thriving business environment and zero income tax, and it’s no surprise why so many UK residents are moving to Dubai.
With an international atmosphere, making connections is easy, and the opportunity for tax-free earnings is a major draw for those looking to maximize their income.
Key considerations for moving to Dubai
Visas and Residency Permits
One of the first things to arrange when moving to Dubai is securing your visa and residency permit. If you already have a job lined up, your employer typically handles the visa process for you. The most common visa is the employment visa, which allows you to live and work in the UAE.
If you don’t have a job yet, other options like the Dubai Freelancer Visa or the investor visa are available, especially if you’re in industries like media or tech, or if you're planning to start a business.
Cost of Living
The cost of living in Dubai can be more manageable than people expect, especially compared to cities like London. However, certain expenses, such as rent, can be significant, so it's important to be financially prepared when moving to Dubai.
Rent
Renting is the most common housing option for expats moving to Dubai.
Some neighborhoods like Dubai Marina and Downtown Dubai can be expensive, but more affordable options exist in areas like Al Barsha and Dubai Silicon Oasis. When searching for accommodation, you can work with a real estate agent or use online platforms like Property Finder or Bayut.
A key difference is that rent in Dubai is typically paid through two, four, or six cheques annually, which can be a bit of an adjustment if you’re used to monthly payments in the UK.
Make sure you’re financially prepared to cover these lump sum payments, as it’s common for landlords to ask for multiple cheques upfront.
Groceries and Eating Out
Groceries are often cheaper than in the UK, particularly local and regional products. Dubai offers dining options ranging from luxurious restaurants to affordable local spots, making eating out accessible to all budgets.
Healthcare
Dubai’s healthcare system is world-class, but unlike the NHS, it’s not free. If you’re moving to Dubai for work, your employer is required to provide health insurance. If not, you’ll need to purchase private insurance to cover medical expenses.
Schools
If you’re moving to Dubai with children, schooling will be a major consideration. Dubai offers a wide range of international schools, many following the British curriculum, but be prepared for high tuition fees. It’s wise to research and apply to schools early, as spots can fill up quickly.
Job market
Dubai’s economy is booming in sectors like finance, tech, and real estate, making it an attractive destination for professionals moving to Dubai. The job market is competitive, and many companies offer enticing benefits such as housing allowances, health insurance, and annual flights home.
Sending money home
For many expats, sending money back home to the UK is an essential part of life, whether it's for mortgage payments, personal savings, or supporting family members.
While traditional banks often come with high fees and slow transfer times, there’s a more convenient and cost-effective solution. Hubpay is a user-friendly money transfer app that makes it easy for expats in the UAE to send money abroad at competitive exchange rates with low fees.
Whether you need to transfer funds for your UK mortgage or build your personal savings, Hubpay simplifies the process, ensuring your money reaches its destination safely and quickly.
With Hubpay, you can send money directly from your phone, track your transfers in real time, and rest easy knowing you’re getting market leading rates. Plus, the app is fully regulated by the Abu Dhabi Global Market, so you can trust that your funds are in good hands.
Cultural differences and social life
While moving to Dubai offers incredible opportunities, it’s important to remember that it’s part of the Middle East, where certain cultural norms differ from the UK. Public displays of affection are discouraged, and modest clothing is expected in government buildings and religious sites.
That said, Dubai is relatively liberal compared to its neighbors, and the social scene is vibrant. From beach clubs and desert adventures to rooftop bars and cultural festivals, there’s plenty to keep you entertained.
Getting around
Dubai has a robust public transport system, but many residents prefer to drive due to the flexibility it offers. If you’re planning on driving after moving to Dubai, you’ll need to convert your UK driver’s license to a UAE one.
Tax-free living
One of the most attractive aspects of moving to Dubai is the tax-free income. Unlike the UK, where taxes take a significant portion of your salary, Dubai lets you keep everything you earn. This can significantly boost your savings and investment potential. Additionally, there is a 5% VAT on goods and services, but this is relatively low compared to other parts of the world.
Weather
If you’re moving to Dubai from the UK, the weather will be a dramatic change. Summers are incredibly hot, often exceeding 40°C, but from October to April, the climate is much more pleasant. With air-conditioning widely available, adjusting to the heat is manageable, and many expats find they appreciate the sunny winters.
Conclusion
Moving to Dubai from the UK is a big decision, but with the right preparation, it can be a life-changing experience. From tax-free income and excellent career prospects to world-class amenities and a lively social scene, Dubai has a lot to offer.
While there are challenges, like adjusting to the hot climate and paying rent upfront, the advantages far outweigh the downsides for most expats. So, if you’re ready for a new adventure, start planning your move to Dubai, and get ready to embrace life in one of the world’s most fascinating cities.
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